Local presence. National reach.

Whether following an insured property loss or a wide-scale declared disaster event, we will put together a team of specialists handpicked for the specific needs of each individual loss. With over 40 offices nationwide, the Adjusters International team includes the top talent from the public insurance adjusting and disaster recovery industries. Local commitment, personalized service and proven expertise are the hallmarks of our reputation.

About Adjusters International

Adjusters International was founded when the leading public adjusting firms in the nation came together with one goal: to provide our clients with an unsurpassed level of expertise in preparing and settling property damage insurance claims. From start to finish, our public adjusters are by your side, working closely with you and your insurance company to achieve a full and fair settlement.

Over the years, our service offerings have grown to encompass working with local communities and government entities to secure FEMA Public Assistance grants following major disasters. Our disaster recovery consulting services also incorporates hazard mitigation programs, commercial insurance, and other funding sources. Our goal is to make sure our clients get—and retain—all eligible funding for disaster related damages and hazard mitigation projects.

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Water Damage: Mold & Salt Water Inundation – The 16th Edition of Disaster Recovery Today

We are pleased to announce that the 16th edition of Disaster Recovery Today is now available! This latest edition contains two in-depth articles that explain the lesser-known and ...

Water Damage Mold and Salt Water InundationWe are pleased to announce that the 16th edition of Disaster Recovery Today is now available! This latest edition contains two in-depth articles that explain the lesser-known and devastating ways fresh and salt water can affect structures impacted by a natural disaster. Following catastrophes like major floods and hurricanes, mold presents a special challenge. “Mold: A Formidable Foe, But FEMA Can Help” tackles the unseen dangers of mold, and reviews how the FEMA Public Assistance program may be able to help communities with their recovery efforts. Damages from salt water inundation can be even worse and “Saltwater Inundation: Beware of the Hidden Damage” explains the significant, long-term effects salt water flooding can have on virtually everything the flood waters reach.

In 2004, Disaster Recovery Today was introduced as a public service from Adjusters International. As we mark our 10th anniversary, readers continue to acknowledge the valuable role Disaster Recovery Today plays in helping them understand and stay current with FEMA Public Assistance Program’s complex and ever-changing guidelines, rules and regulations.

We encourage our visitors to browse our library of Disaster Recovery Today editions and if you’d like, sign up for a free subscription and/or contact our editor. We look forward to hearing from you.

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The Importance of Off-site and Virtual Backup

We are in an era of transition — where hard copies of documents are being increasingly viewed as not eco-friendly and are rapidly being eliminated, and digitized documents ...

Importance of backing up essential documents

We are in an era of transition — where hard copies of documents are being increasingly viewed as not eco-friendly and are rapidly being eliminated, and digitized documents are taking their place. Has your family or business started backing up your important documents? If a disaster such as a flood or fire were to strike today, how many important documents, pictures, and memorabilia would be in jeopardy of being damaged, destroyed, or even lost?

It is important to take action before disaster strikes. Digitizing all of your essential documents may sound like a daunting task, but technology has made it easier than ever. According to FEMA, important items to digitize include:

  • Birth/death/marriage certificates
  • Financial statements
  • Immigration documents
  • Insurance policies
  • Medical records
  • Military records
  • Paper bills
  • Property deeds
  • Receipts
  • Savings bonds/notes
  • Social Security cards
  • Wills

Plan A, B, and C

Plan A: Digitize documents
The first step in this plan is to scan your documents onto your computer using a standard scanner. As you scan, you should set up and organizational system and standard naming conventions to allow for ease of access in a time of need. Organize the documents into specified folders, such as, “Birth Certificates,” “Insurance Information,” “Car Titles,” “Family Photos,” etc.

Once you have scanned and saved your documents, it is time for extra precautions. What if a flood suddenly strikes your property, completely destroying all electronics? All the documents you spent hours scanning have gone to waste, along with your computer. Not only do the documents need to be digitized, but they also need to be backed up in several secure places.

Plan B: Store documents on a hard drive
External hard drives and flash drives are smaller, portable storage devices that can be purchased in any electronic or office supply store. When plugged into your computer, you can copy the files from your computer onto these devices for extra backup protection. Immediately after scanning your core documents, you should back up your data onto one of these portable devices. This device should always be stored in a separate location from your computer. If your computer fails or is damaged, you will still have all of your information that can be restored on any other computer. But, if your computer and hard drive were to both be damaged during a disaster, all of your information will still be lost.

Plan C: Store documents in the cloud
‘The cloud’ is not tangible; it cannot be touched as it is not a physical object. The cloud allows you to store information securely on the internet in a private account that only you have access to with your login information. By uploading your documents to a reputable cloud service you have the ability to access your information at any location, at any time, given that there is an internet connection available. Cloud storage rates range from free to a set price per month, depending on your storage needs.

Cloud services and smartphones are becoming seamlessly intertwined, making the backing up process much easier. Many smartphones auto-sync to a ‘drive’ or ‘cloud’ internet-based system that stores your pictures, internet bookmarks, videos, contacts, calendars, music, and other documents. This way, if your phone is damaged, lost, or stolen all of your personal information is already backed up on an internet-accessible database.

Go Paperless

Once all of your important files are converted to electronic format, continue to go paperless by electronically backup any new files. There are many applications that can be downloaded to your smartphone such as receipt scanners where the user takes a picture of their receipt, add a label and the app will organize them for you. Instead of sending monthly statements in the mail, many companies such as banks, credit card companies, and student loan providers allow for users to pay their bills online and receive their statements electronically.

Before disaster hits is the best time to make sure that you have a solid recovery plan in place. By digitizing all documents, backing them up on a hard drive, and storing them in the cloud, you are giving your business or household a solid foundation for recovery after a disaster.

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