President Obama has declared a major disaster after recent floods in Virginia. Heavily affected counties include Nicholas, Greenbrier, and Kanawha. A State of Emergency has been declared in 44 of the West Virginia’s 55 counties in the past few days.

It is vital in the aftermath of a large-scale disaster such as this one, to know what your insurance policy coverage includes and excludes. Flood damage is not covered by most property insurance policies. Flood coverage can be found through separate endorsements or policies available through the National Flood Insurance Program.

For help and assistance in understanding your coverage and what you are entitled to, contact us at 800.382.2468, or use our find an adjuster feature to find one of our offices closest to you.

Charities/organizations taking donations:
- The Red Cross
- The United Way of the Greenbrier Valley area
- Local fire departments
- West Virginia Voluntary Organizations Active in Disaster
- Salvation Army
List of shelters:
Resources for victims:
- DisasterAssistance.gov – Access to Disaster Help and Resources
  - Find out if your area has been declared for Individual Assistance
  - Find Local Resources
  - Immediate Needs
- “12 Ways to Reduce Water Damage to Your Property”
- “Helping Children Understand and Cope Following a Flood-Related Loss”
- “Four Signs You Need to Hire Professional Help Following a Flood-Related Loss to Your Property”
- “How to Inventory Your Personal Possessions After a Flood”
- “West Virginia Residents: What to do After the Flooding Subsides”

Visit our podcast section to view all episodes of Property Insurance Roundtable.

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