FAQs
After major property damage, it is important to know about the resources available to help you navigate the property insurance claims process. Adjusters International answers your questions, including those listed below.
What is a public adjuster?
A public adjuster is a licensed insurance professional who exclusively represents the policyholder following major property damage to their home or business. At Adjusters International, we are your proactive advocates in the wake of disaster.
What does a public adjuster do?
Public adjusters provide you peace of mind knowing there is a professional in your corner who can secure the best possible settlements. A public adjuster navigates your insurance policy, combing through the details and complex language to be sure you are aware of your obligations and time restrictions. We know and understand the emotional toll on families and companies and we are there to support you along the way. At Adjusters International, we expertly evaluate and document your losses, including hidden damages. We not only prepare your claim and communicate with your insurance company on your behalf, but also negotiate for the best insurance settlement possible to help you recover.
Does a public adjuster need to be licensed?
Public adjusters are licensed in most states and subject to strict laws governing their services and ethics. For peace of mind, make sure your public adjusters are members of the National Association of Public Adjusters (NAPIA). At Adjusters International, we are both licensed and we are members of NAPIA.
Do you need a public adjuster?
Think of it this way. If you sell your property, you work with a realtor to get the best possible outcome. If you are dealing with the IRS, you hire an accountant to get the best possible outcome. If you suffer property damage, you should hire a professional public adjuster to get the best possible outcome from your claim. With Adjusters International, you are in excellent hands. We have successfully handled more than 30,000 property damage claims.
How much does a public adjuster charge?
Public adjusters typically charge a small percentage of the total amount they helped you collect for your claim, so the fee varies. At Adjusters International, we offer free consultations and can give you a fee estimate at that time.
What is the difference between a public adjuster and an independent adjuster?
A public adjuster works exclusively for the policyholder. An independent adjuster works as a consultant on behalf of the insurance company. To have your own professional representation, you need to hire a reputable public adjuster to advocate for your best financial interest. The public adjusters at Adjusters International are here to help you get what you’re entitled to.