ADJUSTERSINTERNATIONAL.COM • (800) 382-2468 • INFO@ADJUSTERSINTERNATIONAL.COM 9 ensure the insured receives full recovery under their policy cannot be overstated enough. These professionals possess the expertise to interpret the often intricate terms of a cyber policy, which can contain over 100 defined terms, compared to just a handful in traditional policies. In a landscape where cyber policies are still evolving, having a knowledgeable advocate on your side can make all the difference in obtaining the full recovery your business needs to bounce back from a cyber event. • Enhance Cybersecurity Practices: While insurance coverage provides an essential safety net, it should never be viewed as the only defense against cyber threats. As businesses become more reliant on interconnected systems, automation, and artificial intelligence, the potential attack surfaces for cybercriminals grow exponentially. The integration of the Internet of Things, smart technologies, and AI-driven decision-making has transformed the way businesses operate, but it has also introduced new vulnerabilities. Hackers can exploit these interconnected systems to create massive disruptions that lead to outages across critical industries. To minimize exposure to cyber-attacks, businesses must implement and continuously upgrade their cybersecurity infrastructure. By maintaining strong security practices, businesses will not only reduce their likelihood of falling victim to cybercrime but will also be in a stronger position when filing a cyber-insurance claim, as many policies require evidence of reasonable efforts to prevent breaches in order to qualify for full coverage. In this way, enhancing cybersecurity practices is not just a preventative measure but also a crucial element in ensuring a successful insurance recovery when incidents do occur. • Prepare for the Future of Cyber Risk: As the cyber insurance market continues to evolve, businesses must remain agile. Recent trends, such as the growth of packaged cyber policies,
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