$5 million and $3 million in loss of business income. • Wildfires in California, deliberately set, caused extensive destruction of property, many injuries and deaths, which also disrupted numerous businesses —with a toll into the millions of dollars. • A bridge collapses because of faulty design, harsh weather and the use of salt over the years, causing deaths, injuries and major disruption to businesses totaling into the millions of dollars. How Well are You Prepared? If a major disaster were to occur, how prepared would your organization be? Test your level of preparedness by answering these questions: • Do you have a disaster plan in place? • If you have a plan, when was the last time it was tested? Updated? • Have you completed a thorough risk assessment? • Have you thought out all the potential “what if” scenarios? • How often and thoroughly is your insurance program reviewed and tailored to your specific exposures? • Do you fully understand your potential legal liabilities? Test your level of preparedness. Fewer than 20 percent of all Americans have a flood insurance policy. A standard homeowners insurance policy will not cover flood-related damages. ADJUSTERS INTERNAT IONAL . COM 3 A D J U S T I N G T O D A Y
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