A D J U S T I N G T O D A Y CORPORATE OFF ICE 126 Business Park Drive Utica, New York 13502 800.382.2468 Outside U.S. (315) 797.3035 FAX: (315) 272.2054 Editor@AdjustingToday.com WEB ADDRESSES www.AdjustersInternational.com www.AdjustingToday.com PUBL ISHER Ronald A. Cuccaro, SPPA EDI TOR Sheila E. Salvatore ADJUSTING TODAY is published as a public service by Adjusters International, Inc. It is provided for general information and is not intended to replace professional insurance, legal and/or financial advice for specific cases. AT12 3042 PRINTED ON RECYCLED PAPER Copyright © 2012 Adjusters International, Inc. Adjusters International ® and the AI logo are registered trademarks of Adjusters International, Inc. Robert Prahl has more than 30 years of experience in the insurance business, primarily in claims and claims training. He began his career as an adjuster in the New York metropolitan area and eventually became a claims manager and claims training director. He has written extensively on insurance issues, having authored two text books for the Insurance Institute of America and previously served as a columnist for Rough Notes magazine, an insurance trade publication. Robert J. Prahl, CPCU Adjusting Today on the Web — www.AdjustingToday.com View our entire catalog of back issues, download PDF versions, subscribe and contact the editor Follow Adjusting Today on Facebook & Twitter: Facebook.com/AdjustersInternational Twitter.com/AdjustingToday ____________________ 1Linda G. Robinson, Jack P. Gibson, Difference in Conditions Policies, Copyright 2010 International Risk Management Institute, Inc., Dallas, Texas, p. VII. D. 1. 2Copyright, American Association of Insurance Services, Inc., 2007. 3Ibid. 4Linda G. Robinson, Jack P. Gibson, Difference in Conditions Policies, Copyright 2010 International Risk Management Institute, Inc., Dallas, Texas, pp. VII. D. 3, 4. 5Ibid, p. VII. D. 16. 6Ibid, p. VII. D. 29. 7Donald S. Malecki, “Flood, DIC and Agents E&O,” Rough Notes magazine, June 2000. 8Glossary of Insurance and Risk Management Terms, Eighth Edition, p. 20, International Risk Management Institute, Inc., Dallas, Texas. See definition of “all risks, Difference-in-Conditions (builders risk).” …there is no standard DIC policy, so whenever a policy is in play, it must be reviewed carefully. “ ”
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