14 ADJUSTINGTODAY.COM Dark shaded area shows cyber income coverage after six-hour waiting period deductible. Day Day Day Day Day Day Day Day Day Day Day Day Day Day Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Is This How the Recovery Would Look? Light shaded area shows loss potentially subject to standard business income policy after 24-hour waiting period deductible. Moderately shaded area shows loss potentially subject to equipment breakdown income coverage after 72-hour waiting period deductible. Day Day Day Day Day Day Day Day Day Day Day Day Day Day Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 This is How the Loss Would Look: Entire shaded area shows total income loss of $75,000 a day. Medium shaded area shows equipment breakdown share of income loss of $50,000 a day. Dark shaded area shows cyber income loss of $35,000. • Share of income loss due to equipment breakdown: $50,000 a day for 10 days, amounting to $500,000; subject to a 72-hour time deductible under an equipment breakdown policy; and • Share of income loss due to cyber disruption: $2,000 an hour for 18 hours, amounting to $36,000; subject to a six-hour time deductible in a cyber policy.
RkJQdWJsaXNoZXIy NjIxNjMz