The Top Stories of 2017
Here are the top stories of 2017 according to our followers on social media – we thank you for your engagement with our content!
Numerous counties in Texas and surrounding areas were affected by Hurricane Harvey. As such home and business owners are working tirelessly to clean up the ensuing water damage. We put together resources to help policyholders with their clean-up efforts and to also aid in beginning the insurance claims process.
Wildfires were in the headlines for much of 2017 affecting much of the Western United States, with California being especially hard hit. This blog discusses how wildfires start, where they commonly occur, disaster preparedness advice, tips for policyholders affected by this type of peril, and how to handle an insurance claim.
2017 was the year of hurricanes, with Irma being one of the major three that hit the U.S. that season. This blog explains the type of damage property owners should prepare for and expect from a Category 3-5 hurricane.
Founded in 1951, the National Association of Public Insurance Adjusters promotes the highest standards of professional education, conduct and ethics in the field of public insurance adjusting. NAPIA’s members are committed to working in the best interest of their client—the policyholder—and to conducting business with honesty and integrity. Adjusters International, a dedicated supporter of NAPIA since its inception over 66 years ago, was proud to have representatives named to leadership positions.
After a disaster such as a fire or flood occurs to your home or business, perhaps the worst news is finding out that your claim has been denied. Here are some of the most common reasons for claim denials, and tips to prevent this possibility in the future.
In addition to the direct fire damage that a fire can have on your home or business, fires can cause smoke, soot, water damage, and heat distortion as well as hidden damages such as mold and other serious air quality issues that one may not readily notice. Knowing what additional impacts a fire can have on your property will give you the foresight as to what to look for when submitting a property insurance claim post-disaster.
In the aftermath of three major hurricanes to hit the U.S. in 2017, we put together a list of several things property owners could do to make their disaster recovery go more smoothly.
Weighing the pros and cons of filing an insurance claim is an important part of the disaster recovery process, and sometimes it may not always be in the policyholder’s interest to do so. This blog helps home and business owners conquer the debate over whether or not to submit a claim post-disaster.
9.) “Don’t Fall Victim! Look out for This Consumer Scam Post-Disaster: the Unauthorized Practice of Public Adjusting (UPPA)”
The Unauthorized Practice of Public Adjusting is when someone other than a licensed public adjuster attempts to settle a property insurance claim for a policyholder. Typical offenders include: tradesmen, roofers, contractors, accountants, and restoration companies (many who are “storm chasers”) who are all not licensed or certified to adjust claims. That doesn’t mean they do not serve a purpose in a post-disaster environment, just not in adjusting claims for a policyholder. We let readers know what to look for and how to spot these individuals.
Ice dams which form in the winter months can cause extensive damage to both the exterior and interior of your property. Be sure to take the necessary steps to prevent this type of damage, and if it does occur, respond quickly.