Flood Damage – Commercial Insurance Claims

Greg has the experience and knowledge to help you with your claim. Contact him today!

Gregory P. Raab

Gregory P. Raab, Public Adjusting and Disaster Recovery Services

Public Adjusting and Disaster Recovery Services

According to the National Weather Service, flooding “causes more damage in the United States than any other weather-related event” – more than $3.5 billion per year in total flood insurance claims, on average. Flooding is second only to fire in amount of property damage caused annually, and if your business is located in a high-risk area (see FEMA flood maps), you are more likely to experience commercial damage from flood than from fire.

Recovery from a flood is not simple or straightforward. The damages caused by water – and the pollutants often carried by floodwaters – are extensive and invasive. From the beginning, when restoration companies are urging you to bring in expensive clean-out and dry-out equipment, you will be best served by having a clear recovery strategy that is based on a full understanding of your insurance coverages in order to make good decisions about how you spend your available budget.

To make things more complex, commercial property insurance does not typically include flooding as a covered peril, which means you are dealing with separate endorsements or policies available through the National Flood Insurance Program (NFIP), which has its own specialized set of rules. This all makes navigating a flood insurance claim more complicated than a standard property insurance claim.

Our public adjusters can help by:

  • Business Commercial Flood Damage Insurance Claim Adjusters InternationalFully reviewing your insurance coverage;
  • Determining policy compliance issues;
  • Developing a claim management strategy;
  • Completing detailed valuations of building, equipment and inventory losses;
  • Formulating business interruption models;
  • Assembling comprehensive claim presentations with expert reports; and
  • Expediting the insurance claims entire process.

Our public adjusters work exclusively for the policyholder—not the insurance company—enabling us to act in your best interest. As your advocate, we ensure that both you and your business’ flood damage claim are treated fairly by the insurance company. 

Who have we helped?

At the National Rehabilitation Hospital, the [flood] damage was particularly devastating… None of us had ever had to deal with property damage of such magnitude. Without your involvement we would have made many costly and unnecessary mistakes. By relying on your expertise, from the very beginning we were able to develop a strategy that positioned us well with our insurer and thus we were able to achieve a full and complete settlement of all claims.

Larry L. Smith
Vice President, Risk Management Services – MedStar Health

Our insurance claims experts have helped thousands of business owners across all types of industries. We encourage you to look through our references and testimonials and to contact us for recommendation letters. An internal review showed that our clients felt we delivered what we promised and would work with us again—facts we are proud of. We welcome the opportunity to put you in touch with past clients so you can ask them yourself.


Listen to our podcast on “Flood Insurance: Understanding and Recovering from One of Nature’s Worst Disasters” for tips from our experts:

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If you’re suffering from a commercial property damage claim, we can help! Call us at 800.382.2468 or fill out the form below:

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