Fire – Commercial Insurance Claims Help

Greg has the experience and knowledge to help you with your claim. Contact him today!

Gregory P. Raab

Gregory P. Raab, Public Adjusting and Disaster Recovery Services

Public Adjusting and Disaster Recovery Services

Fire losses account for approximately $2.3 billion in commercial and industrial direct property loss each year, according to the National Fire Protection Association. That dollar figure doesn’t even begin to touch the more complicated business interruption portion of these insurance claims.

Fire Damage Is Unique

Fire is a particularly complex commercial property insurance claim because it includes not only direct fire damage, but also the damage caused by smoke, the residue left by different substances as they burn, and any corrosive substances that may have been released during the fire. Stopping the fire can cause extensive water damage, and your commercial property and its contents are often exposed to the elements for some period of time following the fire (the shorter the better – and part of your responsibility as the policyholder is to mitigate this damage, a process our experts guide you through).

The Dilemma for Business Owners

Commercial Business Fire Damage Insurance Claim Adjusters InternationalFew business owners are experts on these types of damages or have CPAs on staff who are experienced with putting together complex business interruption claims. This means that many business owners who tackle the process themselves soon find they are bogged down in the labor-intensive and aggravating process of putting together their insurance claim at a critical time in the life of their business – one in which they have little time to spare. They also quickly realize that they are not sure how to maximize the insurance claim their business is now relying on for survival.

This is where a public insurance adjuster comes in. Working exclusively for you, the business owner, and never for the insurance company, our team at Adjusters International has decades of experience navigating the commercial property insurance claim process.

What to Focus on After a Fire

  • Tip #1: Bring in your public adjuster early in the process to manage as many of the following as possible while you concentrate on your business and your employees!
  • Document your property damage with photographs.
  • Take steps to mitigate any further damage, including theft and vandalism.
  • Prepare comprehensive lists of lost/damaged items.
  • Track all out-of-pocket expenses related to the cleanup and rebuilding process, as well as any additional expenses you incur to mitigate your loss of business and to expedite your recovery.
  • Analyze your policy, including all clauses, additions, extensions and exclusions, and develop a strategy for maximizing every available dollar.
  • Bring in experts to prove the full extent of structural and other damages, as necessary.

Our public adjusters can help by:

  • Fully reviewing your insurance coverage;
  • Determining policy compliance issues;
  • Developing a claim management strategy;
  • Completing detailed valuations of building, equipment and inventory losses;
  • Formulating business interruption models;
  • Assembling comprehensive claim presentations with expert reports; and
  • Expediting the insurance claims entire process.

Our public adjusters work exclusively for the policyholder—not the insurance company—enabling us to act in your best interest. As your advocate, we ensure that both you and your business’ fire damage claim are treated fairly by the insurance company. 

Who have we helped?

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Past Clients:


Listen to our podcast on “Wildfires: Filing Property Insurance Claims for One of Nature’s Most Fearsome Foes” for tips from our experts:

For additional information, visit:

If you’re suffering from a commercial property damage claim, we can help! Call us at 800.382.2468 or fill out the form below:

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